Your privacy is important

Enterprise Capital Pty Ltd, understands that the details you provide us with are not only private and personal but that how we collect, use, hold, exchange and protect your information is important to you. It’s imperative that you feel secure whenever you deal with us. It’s also important that you understand how we protect your privacy, as well as how, when and where we may use your personal information. This Privacy Policy is our commitment to you on what our policies towards your privacy are. You can be confident in the fact that we abide by and are bound by the Privacy Act and the Australian Privacy Principles (APPs) for the protection of personal information.

What information do we collect?

We collect personal information. Personal information means any information or opinion about you as an identified individual, or an individual who is reasonably identifiable, whether the information or opinion is true or not, and whether the information or opinion is recorded in a material form or not. For example identity and contact details, marital status and financial information.

We may also collect sensitive information for specific purposes. For example, information about your health to enable the credit provider to assess an application you make for mortgage protection insurance and calculate any premiums. If we need this type of information, we will ask for your consent.

How do we collect your personal information?

We will always aim to collect your personal information directly from you. If for some good reason, we are unable to do so, we may involve another organisation. For example, we may need to request a credit report from a credit reporting body when you apply for a credit facility. Before doing so or prior to collecting the information we need, we will inform you of the type of organisations we intend to disclose your personal information to. We may also collect your personal information through third parties who undertake the collection on our behalf.

Why do we collect your personal information?

We collect and receive personal information directly from you or from other business referrers in order to conduct our business so that we can:

• any other purpose related to the above.

• submit your application for credit to a supplier via our Aggregator partner National Mortgage Brokers Pty Ltd; 

• identify and tell you via direct marketing communications about other products or services offered by us or a third party that may interest you (unless you tell us not to);

• administer our customer relationships;

• for internal purposes, including for reporting and analytical purposes;

• meet our legal and regulatory reporting obligations;

• establish a customer marketing program;

• system development testing purposes;

• ensure your security when visiting our website and to learn which areas of the site are of most interest to you (see the section ‘cookies’ below); and
  
• any other purpose related to the above.

Direct Marketing

As stated above, we may use the information we gather to provide you with targeted communications about products and services we think will be of interest to you. We may also send you details of offers or services provided by our business partners and related entities. These direct marketing offers and promotions are designed to make your life easier, not harder. You may at any time choose not to receive these communications. Doing so will not cost you anything, and we commit to ensure you stop receiving any unwanted communications as soon as possible. If you do not want to receive such marketing communications, please write to us at the following address:

The Privacy Officer at:
Enterprise Capital Pty Ltd  Pty Ltd
Level 1, 85 The Terrace,
OCEAN GROVE VIC 3226

or email the Privacy Officer at db@enterprisecapital.com.au